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fiat.markets

macro analysis through the 4Fs framework

Updated on 1/26/26

Total Stablecoin Supply

$277.0B
USDT
USDC
USDe
USDS
USD1

Net Stablecoin Flows

$-1.9B30d

Net outflows across top stablecoins

USDC
$-4.0B
USD1
+$1.7B
USDe
+$291M
USDT
+$56M
USDS
+$43M

Calculated from supply changes. Positive = minting/inflows, Negative = burning/outflows.

US Treasury Holdings by Stablecoin Issuers

$188.5B#16 largest holder globally

Stablecoin issuers collectively hold more US debt than South Korea

USDT
USDC
FDUSD
DAI
USDS
USDT81% of reserves
67%$127.0B
USDC94% of reserves
29%$55.0B
FDUSD89% of reserves
1%$2.5B
DAI42% of reserves
1%$2.2B
USDS43% of reserves
1%$1.8B

Data from issuer attestations. Tether · Circle

Stablecoin Share of T-Bill Market

3.0%+51% YoY

$189B of $6.2T outstanding

T-Bill Holders by Share

Money Market Funds
~35%
Foreign Official
~15%
Banks
8.0%
Stablecoins
3.0%
Households
3.0%

T-Bill market ~$6.2T outstanding. Holder shares estimated from Federal Reserve data.

Top Holders of US Treasuries

Stablecoin issuers rank #16 globally

Stablecoins aren't just a crypto thing—they're becoming part of the sovereign debt absorption infrastructure. That's the fiscal dominance story in one chart.

1
Japan$1100B
2
China$775B
3
UK$750B
4
Luxembourg$400B
5
Canada$350B
6
Belgium$330B
7
Ireland$310B
8
Switzerland$290B
9
Cayman Islands$285B
10
Taiwan$275B
11
India$245B
12
Hong Kong$230B
13
Brazil$225B
14
Singapore$210B
15
France$195B
16
Stablecoin IssuersCombined$188.5B
17
Saudi Arabia$185B
18
South Korea$180B
19
Germany$175B
20
Norway$165B

Sovereign figures include all Treasury types (bills, notes, bonds). Stablecoins hold primarily T-Bills—comparing bills only, they'd rank even higher.